Card is issued by MB Financial Bank, N.A., Member FDIC, pursuant to a license from MasterCard International
Incorporated. This Card is distributed and serviced by CheckFreePay Corporation a licensed money transmitter,
or CheckFreePay Corporation of New York, which is licensed as a Money Transmitter for payment services by the
New York State Department of Financial Services. By accepting, signing, or using this Card you agree to be
bound by and comply with the terms of the Cardholder Agreement.