I.C.E. MasterCard Prepaid Debit Card
Manage Your I.C.E. MasterCard
CREDIT RESOURCES

Good credit is hard to come by in this economy. It can help you with major purchase and qualify you for low rates on your credit cards. But a bad credit history makes it difficult or expensive to get or qualify for any credit.

Every financial decision and transaction you make impacts your credit rating i.e. your FICO score. Your credit card companies and banks, companies you pay bills to, student loan companies and insurance companies; they all report to the credit bureaus that use that information to determine your FICO score. Your FICO score affects your ability to get credit and your credit interest rates when you do.

Building good credit is not simple, but worth more than you may know. A single negative report in your credit file can harm your credit rating. The most important thing to remember about managing your credit is to avoid making any decisions that may result in negative information on your credit report. Prepaid debit cards are a great tool to manage this risk because, unlike a traditional credit card, you are not building debt. The money is already on the card, which helps you from not spending more than you have in your account. By not extending yourself beyond your spending ability, you are in full control of your finances. Also, you can use your prepaid debit card to pay most bills and easily track your spending and budgets.

Good financial habits, such as controlling spending and not getting in over your head, are a foundation of building a good credit history. Take the first step towards your financial freedom by applying for an I.C.E. MasterCard Prepaid Card.

The I.C.E. MasterCard Prepaid Card is not a credit product and will not help you to build credit or improve your credit history. Financial history from the I.C.E. MasterCard Prepaid Card is not reported to any credit bureau.

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